Loans5000.com Privacy Policy

We at Loans5000 are truly accountable for protection of you and your private information. Please study the following information to learn how we will protect your information during the process of handling and evaluating your credit history and financial standings for potential loan opportunities. This statement covers Loans5000 only. If there are any advancements made in the means of protecting your information, those advancements will be added to the security portion of this statement to keep you abreast of how your data will be gathered and used.

Collection of Your Data

Any collection of data that is initiated on the Loans5000 website is performed with your consent. We collect data and information to better serve you with opportunities for loans that you have expressed an interest in securing. The data may be used to enhance our ability to better present you with more fitting loan connections and to help you to better search for and locate more satisfactory opportunities in the area of loans or other offerings that you seek.

Information We Collect

We collect "Personally Identifiable Information" or aka "PII" that can identify you such as your first and last name, physical address, telephone number, cellular number, e-mail address and social security number, email address, date of birth, driver's license number and state, information about home ownership, employment information, active military information, amount and frequency of pay checks, and information about your banking account. In addition, "Non-Personally Identifiable Information" or aka "Non-PII" is collected which includes data about your online activity on our website that does not identify you and demographic data. The types of non-personally identifiable information that we collect (either directly, through the use of "cookies," explained in more detail below or through the use of a third party tracking system) include: the IP address of the computer making the request; your browser type and language; access times; information about areas of the site visited by users of the site; information about the links that users may select to visit on the site. IP addresses are not usually associated with your personal computer, but with a portal through which you accessed the Internet. IP addresses are not linked to personally identifiable information.

"PII" is collected when you provide it to us through your use of the Loans5000, for example, when you complete one or more pages of an application form to apply for a loan from a lender participating in our lender network or by sending inquiries to us via the website.

How We Use Personally-Identifiable Information

We use the personally-identifiable information you provide to us through Loans5000 in order to deliver the products or services you have requested; provide you with customer support; verify or review your application information to determine whether it meets eligibility requirements for participating lenders; communicate with you by email, postal mail, telephone, text, SMS and/or mobile devices about products or services that may be of interest to you either from us, our marketing partners, or other third parties; display advertising tailored to your interests or background; perform data and statistical analysis on use of the web site; enforce our terms and conditions, and perform any other functions otherwise described to you at the time we collect the information.

We may review and use your financial information and your social security number to connect you with participating lenders in our loan network or other third party lenders with whom we have a business relationship. We may also review your financial information and social security number to verify your identity and protect you against a possible fraudulent transaction.

Sharing Your Personally-Identifiable Information

Any third parties with whom we share "PII" information may have their own policies which describe how they use and disclose your information. Those policies will govern the use, handling, and disclosure of your information once we have transferred or shared it with those third parties as described in this Policy or our Terms and Conditions

Loans5000 may share your "PII" (including, without limitation, your financial account information and social security number) with lenders participating in our lender network and other third party lenders with whom we have a business relationship. These third party lenders may use your "PII" to offer you a personal loan or to communicate with you about other business or marketing offers. In addition, we may share your "PII" (including your financial account information and social security number) with unaffiliated third party marketers and list managers with whom we have a business relationship.

Wherever it’s advantageous, such as on pages used to cull email addresses from users, cookies may be placed on your computer or mobile device. A "cookie" is a piece of information a web site sends to your computer while you are viewing the web site to remember who you are without personally identifying you. The function to make it easier for you to navigate the site and it allows us to cut down on distracting and unwanted information that you might otherwise receive. Thus, you must have cookies enabled on your machine. Many well-known sites, such as Yahoo! Or eBay may from time to time distribute cookies, as well. The goal is to help visitors who are using the sites to achieve a specific purpose, and to customize their experience on the site. You have the option of blocking or removing cookies at any time that you choose.

Use of Data

Be advised that we collect individuals’ data, and that may include email addresses. The purpose of which can be to communicate with you about your searches and inquiries and sending you updated information about the site.

Added Offers and Administration

Focusing on your information

Presenting your email, location and other information to third-parties who can provide offers like the ones you have applied for.

At times we may reveal user data that has been gathered from clients, both past and present. The data will be used in the following ways: if the client has acted in an unlawful manner; if the company is sold to another entity or is otherwise acquired; if government officials demand data through the power of a subpoena or other legal device, or is otherwise demanded by a legislative or law enforcement branch of the government.

When agreeing to this privacy policy you are consenting to present information recorded to or from a third-party when we, in our estimation, determine the communication of such information to be proper. That may include offering your email address to third parties for the purposes of advertising and for concealment of your email address in accordance with the provisions of the CAN-SPAM Act of 2003, as revised occasionally.

Assent

We at Loans5000 make all reasonable efforts to ensure that users can see and understand how their information will be used. We acquire permission from clients and others on an as-needed basis to compile, use and review an individual’s data, with the exception of circumstances that are restricted by law. Should you choose to send your data to another entity that has advertised on our site, you do so with the understanding that we have no control over that organization’s policies. It is recommended that you read that company’s information to understand its regulations and to ensure that you agree to abide by their programs. Loans5000 cannot be held responsible for activities of those site and the results of you efforts to make use of their services.

Log Files

We use log records, as is the case with most typical Web-based service sites. Log files incorporate IP (Internet protocol) addresses, ISPs )Internet service providers), date/time stamps. We also track users’ clicks on our website.

Opting Out

Subscribers typically receive messages that inform you about interesting and high-level opportunities and offers. If, by some chance, you prefer to not receive these kinds of messages, you can avoid receiving them by clicking the unsubscribe link at the bottom of all messages. We update our email database regularly, but it is possible that you may continue to receive email messages from us for as many as seven business days after unsubscribing.

Editing and Rewriting Your Information

If your personal contact information should change, such as your postal address, email or telephone number, you can update that information by sending us an email.

Data Breach

In accordance with federal and state laws, in the unlikely event that a data or security breach should occur, we will notify you and the appropriate authorities about the circumstances of the event. Notification will be sent by email.

Children's Privacy

We do not knowingly collect or retain personally identifiable information from consumers under the age of thirteen (13). We respect the privacy of children and we comply with the Children’s Online Privacy Protection Act (“COPPA”). You must be at least eighteen (18) years of age to obtain services from us.